As 2024 draws to a close, we wanted to take this occasion to look back at the articles we’ve produced for our clients so far this year and share the 10 most popular pieces, in case you missed any of them — or if you want to revisit and share them with friends and family.
Every two weeks, we thoughtfully craft these pieces with our clients in mind, broaching subjects we think are relevant and interesting. This is not syndicated content. We want you to find value in these letters — especially in times like these.
1. Understanding How a Living Trust Can Help Your Estate Planning
June 20: A living trust is a flexible, popular tool that allows the estate to avoid probate and lets you control asset distribution after your death. Read more
2. Another Milestone for the Dow: What Could Happen Next?
May 23: The Dow’s rise to 40,000 is a reminder that when it comes to investing, patience is the key. Read more
3. Here’s Why Investors Shouldn’t Panic Over the Market’s New Year’s Hangover
Jan. 12: We talk regularly about not timing the market, and we don’t see these circumstances any differently. Read more
4. Election Advice for Investors: Ignore the Noise, Focus on the Big Picture
Oct. 31: Presidential elections historically have had very little impact on the stock market. Read more
5. What Investors Should Know About This Week’s Market Pullback
Aug. 8: Remember that volatility is normal and that the market does not go up in a straight line. Read more
6. The Market’s Recovery Puts August Pullback in the Rearview Mirror
Aug. 22: More often than any other month, August is when we tend to see out-of-the-blue volatility in the stock market. Read more
7. Here’s How We’re Rebalancing the Portfolio as We Enter the Second Quarter
March 15: We think much of the pain from rising interest rates is behind us — and the key to navigating volatility remains being in a diversified portfolio. Read more
8. Investor Outlook: A Strong May, the First 100 Trading Days and 4 Scams to Watch
June 6: S&P 500 companies are enjoying their best earnings season in almost two years. Read more
9. The Fed’s Next Move: What Could Rate Cuts Mean for Investors?
Sept. 5: Investors who stay only in short-term investments may risk an opportunity to lock in higher yields. Read more
10. How To Make the Biggest Impact With Your Charitable Donation
Sept. 19: Giving can offer a financial benefit for you and your family — as well as the intangible rewards that come with helping others. Read more
The CD Wealth Formula
We help our clients reach and maintain financial stability by following a specific plan, catered to each client.
Our focus remains on long-term investing with a strategic allocation while maintaining a tactical approach. Our decisions to make changes are calculated and well thought out, looking at where we see the economy is heading. We are not guessing or market timing. We are anticipating and moving to those areas of strength in the economy — and in the stock market.
We will continue to focus on the fact that what really matters right now is time in the market, not out of the market. That means staying the course and continuing to invest, even when the markets dip, to take advantage of potential market upturns. We continue to adhere to the tried-and-true disciplines of diversification, periodic rebalancing and looking forward, while not making investment decisions based on where we have been.
It is important to focus on the long-term goal, not on one specific data point or indicator. Long-term fundamentals are what matter. In markets and moments like these, it is essential to stick to the financial plan. Investing is about following a disciplined process over time.
